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Dental Plans

So Why Get DeCare Dental Cover?

When you visit your dentist, DeCare Dental’s Healthy Smiles plans provide 100% cover for the cost of your exams, x-rays and cleanings and give great financial protection if you have a dental emergency or need more expensive dental treatment. So you can protect your smile for life.

  • With 4 DeCare Healthy Smiles plans to choose from, you can pick the best option for you and your family
  • No pre-assessment necessary
  • Child-only policies available
  • Fast and easy claims process

Claiming is Easy

When you visit your dentist, you just pay as normal, then claim back your covered costs as soon as your treatment is complete. If your dentist is also a member of DeCare’s Direct Pay Network, DeCare will pay the dentist directly for the costs covered by your policy. DeCare’s customer service team are based in Claremorris and are always on hand to answer member queries.

The Healthy Smiles Plans

Immediate Cover

Care and Prevention – 100% Cover

Level 1
From €135.24
per year*
Level 2
From €201.84
per year*
Level 3
From €204.96
per year*
Level 4
From €271.68
per year*
  • 2 dental exams per year
  • 2 dental cleaning per year
  • Dental x-rays
  • 1 emergency dental treatment worldwide per year
yes yes yes yes

After 3 Months

Basic Treatment – 70% Cover

  • Fillings
  • Extractions
  • Treatment of gum disease
  • Sealants (for children)
  • Space maintainers (for children)
  • Stainless steel crowns (for children)
no yes yes yes

After 12 Months

Major Treatment – 70% Cover

  • Root canal
  • Dentures
  • Crowns, inlays, onlays**

€100 policy excess applies to major treatments only

no no yes yes

After 2 Years


  • €1,000 lifetime orthodontic benefit for each covered person
no no no yes

Policy Maximums

**Annual maximum for crowns, inlay and onlays per member per year n/a n/a €500 €500
Lifetime maximum on ortho treatment n/a n/a n/a €1000
Annual maximum for all other services per member per year €500 €1000 €1000 €1000
Want to increase your maximums?
Annual maximums can be increased up to €2,000 on plans Level 3 & 4.

This benefit table is issued as a guide only and does not form part of a contract. Full details of cover are included in the Terms and Conditions booklet, which you will receive on joining. You may also download our Terms and Conditions booklet at www.decaredental.ie or call us to request a copy.

*refers to Healthy Smiles Plan level 1 age 18-39

 The Healthy Smiles Plans Prices

Level 1

Level 2

Level 3

Level 4

Per Month

Per Year

Per Month

Per Year

Per Month

Per Year

Per Month

Per Year

0 – 17 €7.71 €92.52 €9.49 €113.88 €9.89 €118.68 €12.43 €149.16
18 – 39 €11.27 €135.24 €16.82 €201.84 €20.08 €240.96 €22.64 €271.68
40 – 49 €12.26 €147.12 €18.30 €219.60 €22.25 €267.00 €24.72 €296.64
50+ €12.46 €149.52 €18.60 €223.20 €23.34 €280.08 €25.13 €301.56
All prices quoted are net of tax relief. Prices are correct at the time of publishing but may be superseded.